ICICI Bank
MakeMyTrip ICICI Bank Credit Card
4.3 / 5mastercard · rupay
- Joining fee
- ₹999
- Annual fee
- ₹999
- Base reward
- 1%
- Min income
- ₹20,000/mo
- Forex markup
- 0.99%
- Interest p.a.
- 45%
Where it earns
| Category | Rate | Monthly cap |
|---|---|---|
| Travel | 6% | Uncapped |
Benefits
- ▸6% myCash on MakeMyTrip hotel bookings
- ▸3% myCash on flights, holidays, cabs and buses
- ▸1% myCash on all other retail spends
- ▸Rs.1,000 MakeMyTrip welcome voucher
- ▸Complimentary 1-year MMTBLACK Gold membership
- ▸Unlimited myCash with no expiry
- ▸Low 0.99% foreign currency markup
- ▸1% fuel surcharge waiver
The good
- + Strong 6% myCash on MMT hotels and 3% on flights/holidays/cabs/buses
- + myCash valued 1:1 in rupees with no expiry
- + Low 0.99% foreign currency markup - good for overseas travel
- + Welcome voucher plus MMTBLACK Gold membership
The catch
- − Best rewards locked to the MakeMyTrip ecosystem
- − Only 1% on non-travel spends
- − Lounge access gated by Rs.75,000 quarterly spend
- − RuPay/MasterCard only - no Visa variant