Learn the ropes
Guides & how-tos
Everything you need to choose and use a credit card well in India — written plainly, with no jargon and no sales pitch.
Basics
How to Choose Your First Credit Card in India
A practical guide to picking your first credit card in India: eligibility, fees, rewards, and how to use it to build a strong CIBIL score.
6 min read · 2026-06-12
Understanding Your Credit Card Billing Cycle and Avoiding Interest
How the billing cycle, statement date, due date and grace period work — and exactly how to time spends and payments to never pay interest.
7 min read · 2026-06-12
Credit Score
Fees
Rewards
Cashback vs Reward Points: Which Is Better?
Cashback or reward points on your Indian credit card? Compare value, simplicity, flexibility and redemption to pick the right type for how you spend.
6 min read · 2026-06-12
How to Maximise Credit Card Reward Points in India
Know your point value, beat the caps, hit milestones and redeem smart. A practical guide to squeezing maximum value from Indian credit card rewards.
7 min read · 2026-06-12
