Top picks · Reviewed monthly
Best credit cards, by category
Whatever you spend most on, there's a card that pays you more for it. Here are our top-five picks in every category — ranked on the numbers, not opinions.
Cashback
View all →Straightforward money back on everyday spending.
- 1HDFC BankHDFC Bank Diners Club Black Credit CardHDFC Bank Diners Club Black Credit Card
- 2HDFC Bank Infinia Credit Card
- 3HDFC Bank Swiggy Credit Card
Rewards
View all →Top all-round cards for points and benefits.
- 1HDFC Bank Infinia Credit Card
- 2HDFC BankHDFC Bank Diners Club Black Credit CardHDFC Bank Diners Club Black Credit Card
- 3HDFC Bank Swiggy Credit Card
Travel
View all →Lounge access, low forex and travel rewards.
- 1HDFC BankHDFC Bank Diners Club Black Credit CardHDFC Bank Diners Club Black Credit Card
- 2HDFC Bank Infinia Credit Card
- 3HDFC Bank Marriott Bonvoy Credit Card
Fuel
View all →Savings and rewards at the petrol pump.
- 1State Bank of IndiaBPCL SBI Card OctaneBPCL SBI Card Octane
- 2ICICI Bank HPCL Super Saver Credit Card
- 3Axis Bank IndianOil Credit Card
Lifetime free
View all →No joining or annual fee, ever.
- 1Amazon Pay ICICI Credit Card
- 2IndusInd Bank Platinum Aura Edge
- 3IDFC FIRST Classic Credit Card
Lounge access
View all →The most generous complimentary lounge visits.
- 1Standard Chartered Ultimate Credit Card
- 2HDFC Bank Marriott Bonvoy Credit Card
- 3Axis Bank Select Credit Card
Premium
View all →Super-premium cards for high spenders.
- 1Standard Chartered Ultimate Credit Card
- 2HDFC Bank Marriott Bonvoy Credit Card
- 3American Express Platinum Travel Credit Card
