Best of · Updated June 2026
Best Travel Credit Cards in India
Travel cards reward flights, hotels and forex spending, and throw in airport lounge access. The best Indian travel cards pair a strong travel earn rate with low foreign-currency markup and generous lounge visits. Here are our top picks.
- 1HDFC BankHDFC Bank Diners Club Black Credit Card
Best travel card overall
HDFC Bank Diners Club Black Credit Card
HDFC Bank
4.5PremiumWhy we picked it: Unlimited domestic and international airport lounge access for primary and add-on members; High base reward rate of 5 RP per Rs. 150 (up to 3.33% at full RP value).
- Top reward
- 33.33%
- Annual fee
- ₹10,000
- Welcome
- —
- 2
#2 for travel
HDFC Bank Infinia Credit Card
HDFC Bank
4.9PremiumWhy we picked it: One of the best reward rates in India (3.3% base, up to ~33% via SmartBuy); Unlimited domestic and international lounge access via Priority Pass.
- Top reward
- 33%
- Annual fee
- ₹12,500
- Welcome
- ₹12,500
- 3
#3 for travel
HDFC Bank Marriott Bonvoy Credit Card
HDFC Bank
4.0PremiumLounge accessWhy we picked it: Strong value for Marriott loyalists: complimentary Silver Elite status, 10 Elite Night Credits and a Free Night Award every year.; High accelerated earn of 8 Marriott Bonvoy Points per Rs.150 at Marriott hotels (~3.2% value-back)..
- Top reward
- 3.2%
- Annual fee
- ₹3,000
- Welcome
- ₹9,000
- 4
#4 for travel
Standard Chartered Ultimate Credit Card
Standard Chartered Bank
4.6PremiumLounge accessWhy we picked it: Flat 3.33% value-back on all spends with no category restrictions; Joining-fee-offsetting 6,000-point welcome bonus.
- Top reward
- 5%
- Annual fee
- ₹5,000
- Welcome
- ₹6,000
- 5
#5 for travel
MakeMyTrip ICICI Bank Credit Card
ICICI Bank
4.3Lounge accessWhy we picked it: Strong 6% myCash on MMT hotels and 3% on flights/holidays/cabs/buses; myCash valued 1:1 in rupees with no expiry.
- Top reward
- 6%
- Annual fee
- ₹999
- Welcome
- ₹1,000
At a glance
| Card | Rating | Top reward | Annual fee | Welcome |
|---|---|---|---|---|
| HDFC Bank Diners Club Black Credit Card | 4.5 | 33.33% | ₹10,000 | — |
| HDFC Bank Infinia Credit Card | 4.9 | 33% | ₹12,500 | ₹12,500 |
| HDFC Bank Marriott Bonvoy Credit Card | 4.0 | 3.2% | ₹3,000 | ₹9,000 |
| Standard Chartered Ultimate Credit Card | 4.6 | 5% | ₹5,000 | ₹6,000 |
| MakeMyTrip ICICI Bank Credit Card | 4.3 | 6% | ₹999 | ₹1,000 |