Best of
Best Travel Credit Cards in India
Travel cards reward flights, hotels and forex spending, and throw in airport lounge access. The best Indian travel cards pair a strong travel earn rate with low foreign-currency markup and generous lounge visits. Here are our top picks.
- 1
Best travel card overall
HDFC Bank Marriott Bonvoy Credit Card
HDFC Bank
4.0PremiumLounge accessVerifyingWhy we picked it: Strong value for Marriott loyalists: complimentary Silver Elite status, 10 Elite Night Credits and a Free Night Award every year.; High accelerated earn of 8 Marriott Bonvoy Points per Rs.150 at Marriott hotels (~3.2% value-back)..
- Top reward
- 3.2%
- Annual fee
- ₹3,000
- Welcome
- ₹9,000
- 2
#2 for travel
Standard Chartered Ultimate Credit Card
Standard Chartered Bank
4.6PremiumLounge accessVerifyingWhy we picked it: 3.33% value-back on ordinary spending, with no merchant or brand restriction; Joining-fee-offsetting 6,000-point welcome bonus.
- Top reward
- 3.33%
- Annual fee
- ₹5,000
- Welcome
- ₹6,000
- 3
#3 for travel
MakeMyTrip ICICI Bank Credit Card
ICICI Bank
4.3Lounge accessVerifyingWhy we picked it: Strong 6% myCash on MMT hotels and 3% on eligible flights/cabs/buses; myCash is worth ₹1 for eligible MakeMyTrip bookings while the account remains active.
- Top reward
- 6%
- Annual fee
- ₹999
- Welcome
- ₹1,000
- 4
#4 for travel
HDFC Bank Infinia Metal Edition Credit Card
HDFC Bank
4.9PremiumVerifyingWhy we picked it: Very strong reward rate: 5 RP per Rs 150 on eligible purchases — 1% at our typical Rs 0.30/RP, up to 3.33% redeemed against SmartBuy travel at Rs 1/RP, and up to ~33% on SmartBuy accelerated categories at the same redemption; Unlimited domestic and international lounge access via Priority Pass.
- Top reward
- 10%
- Annual fee
- ₹12,500
- Welcome
- ₹3,750
- 5
#5 for travel
HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC Bank
4.5PremiumVerifyingWhy we picked it: Unlimited domestic and international airport lounge access for primary and add-on members; Strong base earn of 5 RP per Rs. 150 — 1% at our typical Rs 0.30/RP, up to 3.33% only if every point is redeemed at Rs 1 against SmartBuy flights and hotels.
- Top reward
- 10%
- Annual fee
- ₹10,000
- Welcome
- —
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At a glance
| Card | Rating | Top reward | Annual fee | Welcome |
|---|---|---|---|---|
| HDFC Bank Marriott Bonvoy Credit Card | 4.0 | 3.2% | ₹3,000 | ₹9,000 |
| Standard Chartered Ultimate Credit Card | 4.6 | 3.33% | ₹5,000 | ₹6,000 |
| MakeMyTrip ICICI Bank Credit Card | 4.3 | 6% | ₹999 | ₹1,000 |
| HDFC Bank Infinia Metal Edition Credit Card | 4.9 | 10% | ₹12,500 | ₹3,750 |
| HDFC Bank Diners Club Black Metal Edition Credit Card | 4.5 | 10% | ₹10,000 | — |