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RBL BankRBL Bank World Safari Credit Card
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RBL Bank

RBL Bank World Safari Credit Card

4.4Best for travel
Lounge access
Joining fee
₹3,000
Annual fee
₹3,000
Welcome bonus
₹3,000
Forex markup
0%
Interest p.a.
47.88%
Min income
₹3,00,000/mo

How this card earns

Reward rates by category, with caps and an estimated yearly value.

Spend categoryReward rateMonthly capEst. value/yr
Travel
5 Travel Points per Rs.100 on travel spends; 1 point = Rs.0.25
1.25%₹1,500
All other spends0.5%₹600

Estimated yearly value assumes ₹10,000/month spend in each category, capped where the card caps rewards.

Fees & charges

Joining fee₹3,000
Annual fee₹3,000
Foreign currency markup0%
Finance charge (p.a.)47.88%

Spend milestones

Annual spendBenefitValue
₹2,50,00010,000 bonus Travel Points on annual spend of Rs.2.5 lakh₹2,500
₹7,50,000Rs.10,000 brand voucher (Taj/Amazon/Croma/Myntra/MakeMyTrip) on annual spend of Rs.7.5 lakh₹10,000

Key benefits

  • Airport lounge access — 2/quarter domestic, 2/year international (Domestic visits gated by Rs.35,000 spend in previous quarter; international via complimentary Priority Pass)
  • Zero forex markup on all international spends (headline feature)
  • Complimentary Priority Pass membership
  • International travel insurance cover
  • Mastercard golf benefits
  • Concierge services
  • International spends earn no reward points (only the forex saving applies)

What we like

  • +0% forex markup on international spends, best-in-class for travel
  • +Complimentary Priority Pass with international lounge access
  • +Welcome MakeMyTrip voucher offsets the joining fee
  • +International travel insurance and Mastercard golf benefits

What to watch

  • International spends earn no reward points (only forex saving)
  • Low base reward rate (0.5%) and modest point value (Rs.0.25)
  • Domestic lounge access gated by Rs.35,000 quarterly spend
  • Rs.99 + GST redemption fee per redemption request

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