RBL BankRBL Bank World Safari Credit Card

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RBL Bank

RBL Bank World Safari Credit Card

4.4Best for travel

Lounge accessVerifying

Joining fee incl. GST: ₹3,540
Renewal fee incl. GST: ₹3,540
Conditional welcome value: Up to ₹3,000
Forex markup: 0%
Interest p.a.: 47.88%
Min income (salaried): —

Welcome benefits depend on the actual offer and qualifying conditions; points and vouchers are not an automatic cash refund. Pay membership fee in first billing cycle and transact at least once within 30 days of card issuance

How this card earns

Reward rates with their qualifying conditions and caps. Use the calculator for a combined estimate.

Calculation coverage is still under review for this card. A recorded benefit does not mean every condition has been included in the estimate.

What still needs confirmation

Railway and other MCC exclusions require a transaction breakdown. Bonus qualification, valuation routes and insurance coverage conditions are not fully modelled.
Issuer product page excludes all international rewards, but clause 3.4(c) of linked terms awards points on international travel. We assume zero for that channel pending clarification.

Spend category	Reward rate	Reward limit
Travel Only the qualifying merchants or payment route below 5 Reward Points per ₹100 on eligible travel spends; 2 RP per ₹100 on other eligible domestic retail spends (the base rate). 1 point = ₹0.25. International purchases earn no reward points at all — the card's return abroad is the zero forex markup, not points.	1.25%	Unverified
Travel Only the qualifying merchants or payment route below Provisional zero: product page excludes all international rewards, while the linked terms allow an international-travel exception. Confirm before relying on travel points.	0%	No category cap
Other eligible purchases	0.5%	—

Excluded from ordinary earning: Fuel, Rent, Utilities & bills, Insurance. Specific qualifying offers, if any, are listed above.

Rates apply only to the merchants and conditions described. Shared ceilings cannot be added across rows. Points and vouchers are valued at the stated redemption assumption; use the spending calculator for a combined estimate.

Fees & charges

Joining fee₹3,000

Annual fee₹3,000

Foreign currency markup0%

Finance charge (p.a.)47.88%

Fuel surcharge waiver1%, up to ₹250/mo

Spend milestones

Annual spend	Benefit	Value
₹2,50,000	10,000 bonus Reward Points on spends of ₹2.5 lakh in a membership year	₹2,500
₹5,00,000	15,000 bonus Reward Points on spends of ₹5 lakh in a membership year	₹3,750
₹7,50,000	Voucher worth ₹10,000 (Taj Experiences / Amazon / Croma / Myntra / MakeMyTrip) on spends of ₹7.5 lakh in a membership year	₹10,000

Key benefits

Airport lounge access — 2/quarter domestic, 2/year international (Domestic: 2 visits a quarter, and only if ₹35,000 or more was spent in the previous calendar quarter. International: 2 visits a calendar year on the complimentary Priority Pass, plus one extra visit for each calendar quarter with ₹50,000 or more of spend. Visits beyond the complimentary allowance are charged up to USD 35 each)
Zero forex markup on all international spends (headline feature)
Complimentary Priority Pass membership covering 1,400+ international lounges
The product page says international purchases earn no points, but the linked terms retain an international-travel exception. This estimate assumes zero until the issuer confirms.
Complimentary travel insurance: personal liability, trip delay, baggage loss, loss of passport, dental treatment
4 complimentary green-fee golf rounds a year and one lesson a month, then 50% off the green fee; the golf concierge is Mastercard-only
24x7 concierge desk
1% fuel surcharge waiver (₹500–₹4,000 transactions, max ₹250 per month)
₹99 + GST reward redemption fee, charged once per day of redemption

What we like

+0% foreign currency markup on international purchases
+Complimentary Priority Pass with international lounge access
+Conditional MakeMyTrip welcome voucher has restricted booking value
+Three milestone tiers, worth ₹2,500, ₹3,750 and ₹10,000 at ₹2.5, ₹5 and ₹7.5 lakh

What to watch

−International-travel earning conflicts across issuer documents; estimate assumes zero
−Low base reward rate (0.5%) and modest point value (₹0.25)
−Domestic lounge access gated by ₹35,000 of spend in the previous calendar quarter
−₹99 + GST redemption fee per redemption request
−₹3,000 annual fee with no spend-based waiver

Eligibility

Current eligibility not verified

RBL Bank does not publish income or age criteria for this card on its product page. The figures previously held here were taken from third-party aggregators, which are not an admissible source, and have been removed rather than restated.

Check RBL Bank's current criteria and the source notes. Meeting a published minimum is not approval — the issuer decides every application on its own criteria, including your credit history. How we source this