Yes BankYes Bank Finbooster Credit Card

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Yes Bank

Yes Bank Finbooster Credit Card

3.7Best for dining out

Lifetime freeVerifying

Joining fee incl. GST: Lifetime free
Renewal fee incl. GST: Lifetime free
Conditional welcome value: —
Forex markup: 3.4%
Interest p.a.: 47.88%
Min income (salaried): ₹25,000/mo

How this card earns

Reward rates with their qualifying conditions and caps. Use the calculator for a combined estimate.

Calculation coverage is still under review for this card. A recorded benefit does not mean every condition has been included in the estimate.

What still needs confirmation

Current catalogue redemption values, fees, point expiry and subscription duration need the account-specific schedule. Unstated caps are not certified as unlimited.

Spend category	Reward rate	Reward limit
Dining Only the qualifying merchants or payment route below 5X: 10 YES points per Rs.200 on online dining; 1 point = Rs.0.25 ₹0.25/point is a catalogue comparison assumption, not cash; eligible online merchant codes only.	1.25%	Unverified
Groceries Only the qualifying merchants or payment route below 3X: 6 YES points per Rs.200 on online groceries; 1 point = Rs.0.25 ₹0.25/point is a catalogue comparison assumption, not cash; eligible online merchant codes only.	0.75%	Unverified
Online shopping Only the qualifying merchants or payment route below 3X: 6 YES points per Rs.200 on apparel; 1 point = Rs.0.25 ₹0.25/point is a catalogue comparison assumption, not cash; eligible online merchant codes only.	0.75%	Unverified
Other eligible purchases	0.25%	—

Excluded from ordinary earning: Fuel, Rent, Utilities & bills, Insurance, Education. Specific qualifying offers, if any, are listed above.

Rates apply only to the merchants and conditions described. Shared ceilings cannot be added across rows. Points and vouchers are valued at the stated redemption assumption; use the spending calculator for a combined estimate.

Fees & charges

Joining feeLifetime free

Annual feeLifetime free

Foreign currency markup3.4%

Finance charge (p.a.)47.88%

Key benefits

Nil joining and renewal fees for the Visa FinBooster variant.
Free Credit Strong subscription; duration and current subscription features require confirmation.
For customers new to YES Bank credit cards.
From 15 June 2026, no points on insurance, education, railways, tolls, ferry or jewellery, in addition to fuel, rent, wallet, government, advertising and utilities.
FinBooster RuPay is a separate product with different earning rules; these Visa rates must not be applied to its UPI purchases.