ICICI Bank
Manchester United ICICI Bank Credit Card
3.8 / 5visa
- Joining fee
- ₹499
- Annual fee
- ₹499
- Base reward
- 0.5%
- Min income
- ₹20,000/mo
- Forex markup
- 3.5%
- Interest p.a.
- 45%
Where it earns
| Category | Rate | Monthly cap |
|---|---|---|
| Utilities & bills | 0.25% | Uncapped |
| Insurance | 0.25% | Uncapped |
Benefits
- ▸2 ICICI Reward Points per ₹100 on regular and international spends (≈0.5% value-back)
- ▸3 Reward Points per ₹100 on Manchester United match days (≈0.75%)
- ▸Welcome gift: signed Manchester United football
- ▸25% off (up to ₹100) on BookMyShow/INOX movie tickets, twice a month
- ▸1% fuel surcharge waiver at HPCL pumps (₹400–₹4,000)
- ▸Exclusive Manchester United fan experiences
The good
- + Exclusive Manchester United fan benefits and welcome gift
- + Low ₹499 fee with achievable waiver
- + Bonus rewards on match days
The catch
- − Low base reward value-back (~0.5%)
- − Lounge access requires ₹75,000 quarterly spend
- − New applications reportedly paused on the official site