Updated June 2026
Best Fuel Credit Cards in India
Fuel cards combine accelerated rewards on petrol and diesel with a fuel-surcharge waiver, so you save on every tank. We rank India's best fuel cards by the effective rate you earn at the pump.
- 1
Best fuel card overall
BPCL SBI Card Octane
State Bank of India
4.4Lounge accessWhy we picked it: Excellent 7.25% value back on BPCL fuel; 10X rewards on groceries, dining, movies and departmental stores.
- Top reward
- 7.25%
- Annual fee
- ₹1,499
- Welcome
- ₹1,500
- 2
#2 for fuel
ICICI Bank HPCL Super Saver Credit Card
ICICI Bank
4.3Lounge accessWhy we picked it: Strong 5% savings on HPCL fuel; High reward rate on daily essentials (~5% within cap).
- Top reward
- 5%
- Annual fee
- ₹500
- Welcome
- ₹500
- 3
#3 for fuel
Axis Bank IndianOil Credit Card
Axis Bank
4.3Why we picked it: Strong 4% value-back on IndianOil fuel plus 1% fuel-surcharge waiver; Low ₹500 annual fee.
- Top reward
- 4%
- Annual fee
- ₹500
- Welcome
- ₹250
- 4
#4 for fuel
ICICI Bank HPCL Coral Credit Card
ICICI Bank
4.0Why we picked it: Very low ₹199 annual fee, easily waivable; Decent HPCL fuel savings for an entry-level card.
- Top reward
- 3.5%
- Annual fee
- ₹199
- Welcome
- —
- 5
#5 for fuel
HDFC Bank IndianOil Credit Card
HDFC Bank
4.0Why we picked it: Strong fuel rewards: 5% value as Fuel Points at IndianOil outlets (~3.2% value-back at fuel redemption); Low Rs 500 joining/renewal fee, waived on Rs 50,000 annual spend.
- Top reward
- 3.2%
- Annual fee
- ₹500
- Welcome
- ₹250
At a glance
| Card | Rating | Top reward | Annual fee | Welcome |
|---|---|---|---|---|
| BPCL SBI Card Octane | 4.4 | 7.25% | ₹1,499 | ₹1,500 |
| ICICI Bank HPCL Super Saver Credit Card | 4.3 | 5% | ₹500 | ₹500 |
| Axis Bank IndianOil Credit Card | 4.3 | 4% | ₹500 | ₹250 |
| ICICI Bank HPCL Coral Credit Card | 4.0 | 3.5% | ₹199 | — |
| HDFC Bank IndianOil Credit Card | 4.0 | 3.2% | ₹500 | ₹250 |