Best of
Best Fuel Credit Cards in India
Fuel cards combine accelerated rewards on petrol and diesel with a fuel-surcharge waiver, so you save on every tank. We rank India's best fuel cards by the effective rate you earn at the pump.
- 1State Bank of IndiaBPCL SBI Card Octane
Best fuel card overall
BPCL SBI Card Octane
State Bank of India
4.4Lounge accessVerifyingWhy we picked it: 6.25% reward value on eligible BPCL fuel, plus conditional surcharge relief; 10X rewards on groceries, dining, movies and departmental stores.
- Top reward
- 6.25%
- Annual fee
- ₹1,499
- Welcome
- ₹1,500
- 2
#2 for fuel
HDFC Bank IndianOil Credit Card
HDFC Bank
4.0VerifyingWhy we picked it: Strong fuel rewards: 5 Fuel Points per ₹100 at IndianOil (4.8% at eligible fuel redemption, within the cap); Low Rs 500 joining/renewal fee, waived on Rs 50,000 annual spend.
- Top reward
- 4.8%
- Annual fee
- ₹500
- Welcome
- ₹250
- 3
#3 for fuel
Axis Bank IndianOil Credit Card
Axis Bank
4.3VerifyingWhy we picked it: Strong 4% value-back on IndianOil fuel plus 1% fuel-surcharge waiver; Low ₹500 annual fee.
- Top reward
- 4%
- Annual fee
- ₹500
- Welcome
- ₹250
- 4
#4 for fuel
ICICI Bank HPCL Super Saver Credit Card
ICICI Bank
4.3Lounge accessVerifyingWhy we picked it: 4% HPCL fuel cashback plus separate conditional 1% surcharge relief; High reward rate on daily essentials (~5% within cap).
- Top reward
- 5%
- Annual fee
- ₹500
- Welcome
- ₹500
- 5
#5 for fuel
ICICI Bank HPCL Coral Credit Card
ICICI Bank
4.0VerifyingWhy we picked it: Very low ₹199 annual fee, easily waivable; Decent HPCL fuel savings for an entry-level card.
- Top reward
- 2.5%
- Annual fee
- ₹199
- Welcome
- —
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At a glance
| Card | Rating | Top reward | Annual fee | Welcome |
|---|---|---|---|---|
| BPCL SBI Card Octane | 4.4 | 6.25% | ₹1,499 | ₹1,500 |
| HDFC Bank IndianOil Credit Card | 4.0 | 4.8% | ₹500 | ₹250 |
| Axis Bank IndianOil Credit Card | 4.3 | 4% | ₹500 | ₹250 |
| ICICI Bank HPCL Super Saver Credit Card | 4.3 | 5% | ₹500 | ₹500 |
| ICICI Bank HPCL Coral Credit Card | 4.0 | 2.5% | ₹199 | — |