Updated June 2026
Best Credit Cards for Airport Lounge Access in India
Complimentary airport lounge access is one of the most-loved credit-card perks in India. These cards offer the most domestic and international lounge visits for the fee, ranked by how much access you actually get.
- 1
Best lounge access card overall
Standard Chartered Ultimate Credit Card
Standard Chartered Bank
4.6PremiumLounge accessWhy we picked it: Flat 3.33% value-back on all spends with no category restrictions; Joining-fee-offsetting 6,000-point welcome bonus.
- Top reward
- 5%
- Annual fee
- ₹5,000
- Welcome
- ₹6,000
- 2
#2 for lounge access
HDFC Bank Marriott Bonvoy Credit Card
HDFC Bank
4.0PremiumLounge accessWhy we picked it: Strong value for Marriott loyalists: complimentary Silver Elite status, 10 Elite Night Credits and a Free Night Award every year.; High accelerated earn of 8 Marriott Bonvoy Points per Rs.150 at Marriott hotels (~3.2% value-back)..
- Top reward
- 3.2%
- Annual fee
- ₹3,000
- Welcome
- ₹9,000
- 3
#3 for lounge access
Axis Bank Select Credit Card
Axis Bank
4.4Lounge accessWhy we picked it: Strong ~2% value-back on retail spends (within ₹20k/month cap); Priority Pass with up to 12 international lounge visits per year.
- Top reward
- 2%
- Annual fee
- ₹3,000
- Welcome
- ₹2,000
- 4
#4 for lounge access
ICICI Bank Sapphiro Credit Card
ICICI Bank
4.3Lounge accessWhy we picked it: Strong lounge access (4 domestic/quarter + 2 international/year); Generous welcome vouchers worth over Rs.13,000.
- Top reward
- 1%
- Annual fee
- ₹3,500
- Welcome
- ₹13,000
- 5
#5 for lounge access
HDFC Regalia Credit Card
HDFC Bank
4.0Lounge accessWhy we picked it: Strong travel benefits: 6 international Priority Pass + 12 domestic lounge visits per year; Low Rs 2,500 fee, fully waivable on Rs 4 Lakh annual spend.
- Top reward
- 3.13%
- Annual fee
- ₹2,500
- Welcome
- ₹2,500
At a glance
| Card | Rating | Top reward | Annual fee | Welcome |
|---|---|---|---|---|
| Standard Chartered Ultimate Credit Card | 4.6 | 5% | ₹5,000 | ₹6,000 |
| HDFC Bank Marriott Bonvoy Credit Card | 4.0 | 3.2% | ₹3,000 | ₹9,000 |
| Axis Bank Select Credit Card | 4.4 | 2% | ₹3,000 | ₹2,000 |
| ICICI Bank Sapphiro Credit Card | 4.3 | 1% | ₹3,500 | ₹13,000 |
| HDFC Regalia Credit Card | 4.0 | 3.13% | ₹2,500 | ₹2,500 |