Best of
Best Credit Cards for Airport Lounge Access in India
An editorial list ordered by published numeric lounge allowances and our editorial rating. This order does not price the annual fee, unlimited access or your eligibility for a spend gate. Check the exact lounge network, qualifying spending, guest fees and access rules before travelling.
- 1
Best lounge access card overall
Standard Chartered Ultimate Credit Card
Standard Chartered Bank
4.6PremiumLounge accessVerifyingWhy we picked it: 3.33% value-back on ordinary spending, with no merchant or brand restriction; Joining-fee-offsetting 6,000-point welcome bonus.
- Top reward
- 3.33%
- Annual fee
- ₹5,000
- Welcome
- ₹6,000
- 2
#2 for lounge access
HDFC Bank Marriott Bonvoy Credit Card
HDFC Bank
4.0PremiumLounge accessVerifyingWhy we picked it: Strong value for Marriott loyalists: complimentary Silver Elite status, 10 Elite Night Credits and a Free Night Award every year.; High accelerated earn of 8 Marriott Bonvoy Points per Rs.150 at Marriott hotels (~3.2% value-back)..
- Top reward
- 3.2%
- Annual fee
- ₹3,000
- Welcome
- ₹9,000
- 3
#3 for lounge access
ICICI Bank Sapphiro Credit Card
ICICI Bank
4.3Lounge accessVerifyingWhy we picked it: Strong lounge access (4 domestic/quarter + 2 international/year); Conditional welcome offers with merchant and redemption restrictions.
- Top reward
- 1%
- Annual fee
- ₹3,500
- Welcome
- —
- 4
#4 for lounge access
HDFC Bank Regalia Gold Credit Card
HDFC Bank
4.0Lounge accessVerifyingWhy we picked it: Strong travel benefits: 6 international Priority Pass visits per year with no spend gate, plus up to 12 domestic lounge visits per year (3 per quarter, subject to Rs 60,000 spend in the preceding calendar quarter); Low Rs 2,500 fee, fully waivable on Rs 4 Lakh annual spend.
- Top reward
- 3.75%
- Annual fee
- ₹2,500
- Welcome
- ₹2,500
- 5
#5 for lounge access
SBI Card ELITE
State Bank of India
4.6Lounge accessVerifyingWhy we picked it: Rich travel and lifestyle benefits (lounge, movies, golf, Trident membership); Foreign currency markup of 1.99%.
- Top reward
- 2.5%
- Annual fee
- ₹4,999
- Welcome
- ₹5,000
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At a glance
| Card | Rating | Top reward | Annual fee | Welcome |
|---|---|---|---|---|
| Standard Chartered Ultimate Credit Card | 4.6 | 3.33% | ₹5,000 | ₹6,000 |
| HDFC Bank Marriott Bonvoy Credit Card | 4.0 | 3.2% | ₹3,000 | ₹9,000 |
| ICICI Bank Sapphiro Credit Card | 4.3 | 1% | ₹3,500 | — |
| HDFC Bank Regalia Gold Credit Card | 4.0 | 3.75% | ₹2,500 | ₹2,500 |
| SBI Card ELITE | 4.6 | 2.5% | ₹4,999 | ₹5,000 |